(How We Explain the Program to Consumers)
The Financial Secret
There is a Secret the banks and creditors do not want you to know about. If you understand this Financial Secret you can pay off your bills sooner than you ever thought possible! The Financial Compass is an automated bill-pay program that utilizes our proprietary computer system to pay your bills based on this Financial Secret. How do you pay your bills? Who pays your bills? Did you know that the creditors use every dirty trick in the book to maximize their profits from the money you borrow? Even if you pay your bills on time every month! It is happening right now and you are not aware of how it works. Don't feel bad. Not many people do. So, no matter how good you are at paying your bills, we challenge you to take “The Financial Test”. Let us prove how much money we can save you per month and get you out of debt sooner.
Most People
we talk to do not realize how much of their money goes to interest. Everyone knows that they pay on average 30% of their money to taxes, but are shocked to find that almost as much is paid to banks, in the form of Interest and Finance Charges (nearly 26% on average) for the items they purchase. Our computer system utilizes over 30 different payment strategies to cut down the amount of interest you pay every month by 30-50% on average. By converting this money from interest to principal we will eliminate your debt much sooner.
We eliminate all of your debts
(including your mortgage) in about nine to fourteen years, with no increase in payments. While the debt-management programs you see advertised are limited to helping you with your unsecured debt such as credit-cards, our program eliminates all of your debt, including your mortgage, car loans, student loans, credit cards, personal loans, medical bills, etc. The more debt you have, the more we can help!
Most of the time we can help you with no money out of pocket!
Unlike companies who charge a lot of money for a limited amount of coaching (teaching you to scrimp on your budget so you can pay more each month toward your debts), our fees are usually built into the program and are a small percentage of the savings we create for you. Since 1997, thousands of clients across the country have proven that they can be completely debt free in about nine years, without spending a penny more than they are spending right now, by using our system.
Our program preserves your good credit.
While debt-management programs are effective in hardship cases, their process of renegotiating with your existing creditors can have a negative effect on your credit. In contrast, our program preserves your good credit. Combined with our optional credit repair, your credit scores will improve as a result of our services and as a natural result of making timely payments and eliminating debt.
Big savings in interest.
Interest savings of $100,000 to $1,000,000 and more are typical with our program. Our clients typically save thousands per month, as soon as they enroll into our program.
Avoid the home loan debt-consolidation trap.
How many people do you know that refinance to put their credit-card debt against their home every few years, pyramiding their debt, and putting their home at greater risk? The typical client that does a home loan debt-consolidation program is usually in as much debt within 12 months. We get you out of that cycle, as we actually eliminate all of your debt.
We automate the process.
This is the beauty of our program. No longer will you have the monthly hassle of making your debt payments. Everything can be professionally handled for you with 100% safety and security. We reduce your stress, save you time, and ensure your success -- which allows you to focus more on being successful with your career and your family.
Over a 95% client success rate!
While expensive self-help programs have very high failure rates, we ensure the success of your program by taking care of everything for you. The program is flexible. We stay with you through moves, life changes, and even income disruptions, with unlimited coaching and consulting, until you are completely debt-free. While clients are free to terminate our services at any time, they are so happy with the convenience and bottom-line results that they virtually never drop out.
We can quickly determine if you qualify.
With our highly sophisticated computer system, we can provide you with an analysis that will show exactly how much money we can save you, and how soon you will be completely debt free. If you do not qualify for our programs, we are happy to refer you to the most effective alternative solution for your particular situation.
This explanation will appear on your own web site, under “How it Works”. For more information on our program, please read the FAQ, or Contact us now.